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Do you wonder how risky your investments are?

Find out by using our Investment Risk Quick Score App!

Try Our Quick Score App

Asset Protection

All clients should take steps to have their wealth protected from creditors. Unfortunately, most do not. Asset protection doesn’t have to be difficult or expensive. To learn how exposed your assets are to creditors and how to protect them, please click here

Retire Tax-Free

For many people, funding a tax deferred 401(k) or IRA can be more tax hostile than tax favorable. Most people are unaware of a tax-free retirement tool that can be a much better retirement tool then tax-deferred plans. Click here to learn more.[/one_half_last]

Guaranteed Income for Life

From 1999-2008 the S&P 500 stock index was negative (a lost decade). If you are interested in avoiding downturns in the stock market while receiving a guaranteed rate of return of up to 7% coupled with a guaranteed income for life that you can’t outlive, please click here to learn more

Get Your Financial Risk Score Today

“Acceptable” Risk tolerance is different depending on who you ask. Ask an advisor who recommends stocks, mutual funds, and indexes, and you’ll get one answer. Ask an insurance agent who sells only fixed products and you’ll get a different answer.

What is your Personal Risk Score?

Our program looks at risk from the consumer’s perspective not that of an advisor. The key is using metrics that makes sense to and fits the average investor. That can’t be done by using asking questions using linear plus/minus question in software.

Wealth Preservation

Why Choose Us?

Our firm is unique because we always put our client’s needs first. That may seem like an obvious statement, but as we’ve found out when reviewing several new client’s previous advice, many times the advice advisors give is what’s best for them and not their clients.

Our firm prides itself in its knowledge on a broad spectrum of concepts and products. Even so, we know it is impossible for one person or one firm to know it all. That is why we have strategic alliances with some of the top law firms in the country as well as other top experts in the finance and insurance fields.

Our goal is to be “the” place a client can turn to get answers/help on asset protection, income, estate, and capital gains tax reduction, growing wealth in the least risky manner possible, estate planning, business/corporate planning issues and much more.

We hope you enjoy our web-site and find time to both read various parts of the site as well as watch several of the educational presentations.

More Information

Most asset protection “gurus” believe asset protection revolves around helping clients who have money protect that money from your “typical” creditor from a negligence suit.

While that’s important, such gurus forget that the #1 creditor clients have every year is the IRS (taxes). Also, people are much more likely to lose money in the stock market in any given year than to be sued for negligence. The goal of a “good” asset protection plan is to make sure “all” of your assets are protected from “all” creditors. This is the specialty of our firm as you will learn when you review our site.

What is the “best” way to grow your wealth for retirement? Is it through tax-deferred tools like 401(k) plans or IRAs?  Is it by investing in stocks, mutual funds, index funds, cash value life insurance, annuities, bonds, etc.?

How much risk should you take to reach your financial goals?  Our answer is that clients should take the least amount of risk necessary to reach their financial goals (unfortunately most Americans do not take this approach and pay the consequences when the stock market tanks).

This web-site discusses many unique wealth building tools so readers can educate themselves and make “informed” decisions about the “best” way to grow their wealth.

There are many “sales” books that advisors like to give clients to read in hopes that they will help sell products or services.  We are not interested in such books. We prefer to have clients and potential clients read substantive books so they can truly educate themselves on the good and the bad planning tools used in our industry. The following is our recommend reading list (you can click on the titles to learn more about each book):

Bad Advisors: How to Identify Them; How to Avoid Them

Retiring Without Risk

The Doctor’s Wealth Preservation Guide

The Home Equity Acceleration Plan

The Home Equity Management Guidebook

Growing Your Retirement

Growing Your Retirement – Keep your money safe while growing your principal.


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